Vice Capital Markets Expands Bid Tape Capabilities with VantageScore

NOVI, Mich., Sep 10, 2026 /CourierPR/ -- Vice Capital Markets, a leading mortgage hedge advisory firm, has expanded its capabilities to include VantageScore credit scores on mortgage bid tapes. This move comes as the mortgage industry faces a new era of credit scoring competition, with the Federal Housing Finance Agency (FHFA) Director Bill Pulte announcing that Fannie Mae and Freddie Mac would immediately approve all lenders to use VantageScore 4.0.

According to Vice Capital Markets, the inclusion of VantageScore data in bid tapes will provide lenders and investors with greater visibility into loan-level credit characteristics during the secondary market execution process. Lenders can now include VantageScore data alongside other loan-level characteristics in the bid packages they provide to investors. The score will move through the existing bid-tape process, requiring no separate submission, and lenders can use the data to compare completed bid results against the credit profile of the loans they sold.

Chris Bennett, chairman of Vice Capital Markets, commented, "If a lender is going to originate with VantageScore, the score shouldn't disappear the moment the loan goes out for bid. We've been focused on ensuring our clients have the data and tools they need to make better secondary market decisions. Putting the score on the tape keeps it in front of the people pricing the loan."

Vice Capital Markets has been investing in technology and data integrations to help mortgage lenders improve their secondary market execution, manage interest rate risk, and gain greater visibility into the factors driving investor valuations. Since 2001, the company has helped financial institutions navigate interest rate risk and drive profitability on over $1 trillion in MBS trades and mortgage-related transactions. Its proprietary risk-management models and advanced investor and agency platform, Vice Execution Portal™ (ViceEx), enable lenders and secondary market managers to send and receive aggregator bulk bids, compare agency executions with customizable retained or co-issue servicing values, and ensure the best execution.

The expansion of bid tape capabilities to include VantageScore data aligns with the broader trend of increased competition in credit scoring within the mortgage industry. With Fannie Mae and Freddie Mac now approving the use of VantageScore 4.0, lenders are expected to have more tools at their disposal to improve loan underwriting and pricing strategies.