BNG Bank Reports Strong Growth in Public Investment Despite Profit Decline

THE HAGUE, Netherlands, Sept. 7, 2026 /CourierPR/ -- BNG Bank, a leading financial institution in the Netherlands, has reported strong growth in public investment and new lending initiatives, despite a decline in overall net profit. For the first half of 2026, BNG Bank achieved a net profit of €101 million, down from €142 million in the same period last year. The primary driver of the decline was a negative result from financial transactions, which accounted for a €56 million loss due to hedge accounting effects.

Despite the reduced net profit, BNG Bank has seen significant growth in its loan portfolio, with new long-term lending reaching €7.3 billion, a €2 billion increase from the €5.3 billion recorded in the same period of 2025. The bank attributes this growth to increased demand for financing from social housing associations and municipalities. The total assets of BNG Bank increased by €10.1 billion to €125.7 billion, with the nominal value of its long-term loan portfolio rising to a new record level of €97.3 billion.

BNG Bank is making progress in implementing its "Route to More Added Value" strategy, which includes a simpler organisational model, increased digitalisation, and a focus on sustainable investments. A notable achievement was the successful launch of a green loan for housing associations, offering a green bonus to clients who demonstrate a sustainable impact. This initiative aligns with the bank's commitment to supporting sustainable investments and addressing public investment challenges in a period of geopolitical tensions, economic uncertainty, and volatile financial markets.

CEO Philippine Risch commented, "Despite increasing global uncertainty, we see that our clients are continuing to invest in the major social challenges facing the Netherlands. Social housing associations are building affordable and sustainable homes, municipalities are continuing their investment agenda, and the energy transition continues to require substantial investment from all of our public-sector clients. This is reflected in strong demand for affordable financing and results in growth in our lending, the clearest measure of our social impact."

BNG Bank also reported a robust funding position, attracting €8.6 billion in long-term funding, including €4.0 billion in ESG bonds. The bank’s liquidity and capital ratios remain well above regulatory requirements, with a Liquidity Coverage Ratio (LCR) of 221% and a Net Stable Funding Ratio (NSFR) of 145%. The Common Equity Tier 1 ratio stayed at 42%, and the leverage ratio was 12%.

For the second half of 2026, BNG Bank anticipates continued geopolitical and economic uncertainties, but it is optimistic about the demand for financing from its clients. Risch stated, "Especially in times of uncertainty, our role is to provide stability and confidence and to ensure that essential investments can continue. With our strong market position, solid financial foundation, and clear strategic mission, we continue to invest in our organisation and remain there for our clients at all times through our expertise and financing solutions. We are committed to helping them deliver on their societal objectives. Together, we are creating greater social and environmental value for the Netherlands."

In summary, BNG Bank’s strategic initiatives and robust financial position continue to support public investment and sustainable projects in the Netherlands, despite challenges in the financial markets.