Standard Premium Reports Record-Q3 Earnings
News related to:Standard Premium Finance Holdings, Inc · 2 min read
MIAMI, Nov. 10, 2026 /CourierPR/ -- Standard Premium Finance Holdings, Inc., a leading specialty finance company, has reported record-breaking third quarter earnings, with significant increases in both revenue and net income. The company's Q3 earnings highlighted a 11.5% increase in revenue growth to $3,583,982, a 45.5% rise in net income to $401,695, and a pre-tax margin increase to 16.1% compared to 11.6% a year ago. Originations reached a record $48 million, a 17% increase from the previous quarter, while total expenses grew only 5.8%, resulting in a return-on-equity of 19.8%.
The quarter's financial performance was bolstered by a 10.3% increase in finance charges to $3,144,165. Excluding interest and the provision for credit losses, operating expenses fell 5.5%. Net income attributable to common stockholders rose 50.9% to $372,645, and earnings per share were $0.13 basic and $0.11 diluted. The credit rate fell to 5.78%, with $61.8 million drawn on the $75 million credit facility, which also includes a $40 million accordion. The gross receivables portfolio grew 19% year-over-year to $92.3 million, and since year-end 2025, stockholders' equity grew 11% to $9.39 million. The working capital surplus was $18.1 million.
For the nine months, revenue rose 12.3% to $10,361,948, net income rose 36.3% to $1,185,412, and originations grew 18.9% to a record $141.5 million. The quarter also set records for finance charges, late charges ($351,913), and income before taxes ($576,421), which rose 54.2%. Standard Premium Finance Holdings, Inc. continues to demonstrate its strong operating leverage, with CEO William Koppelmann emphasizing the company's disciplined approach to growth, indicating potential for continued momentum.
Standard Premium Finance Holdings, Inc., a specialty finance company that has financed premiums on over $2 billion of property and casualty insurance policies since 1991, has reported record-breaking third quarter earnings. The company's Q3 earnings saw a 11.5% increase in revenue to $3,583,982, a 45.5% rise in net income to $401,695, and a pre-tax margin increase to 16.1% compared to 11.6% a year ago. Originations reached a record $48 million, a 17% increase from the previous quarter, while total expenses grew only 5.8%, resulting in a return-on-equity of 19.8%.
The quarter's financial performance was bolstered by a 10.3% increase in finance charges to $3,144,165. Excluding interest and the provision for credit losses, operating expenses fell 5.5%. Net income attributable to common stockholders rose 50.9% to $372,645, and earnings per share were $0.13 basic and $0.11 diluted. The credit rate fell to 5.78%, with $61.8 million drawn on the $75 million credit facility, which also includes a $40 million accordion. The gross receivables portfolio grew 19% year-over-year to $92.3 million, and since year-end 2025, stockholders' equity grew 11% to $9.39 million. The working capital surplus was $18.1 million.
For the nine months, revenue rose 12.3% to $10,361,948, net income rose 36.3% to $1,185,412, and originations grew 18.9% to a record $141.5 million. The quarter also set records for finance charges, late charges ($351,913), and income before taxes ($576,421), which rose 54.2%. Standard Premium Finance Holdings, Inc. continues to demonstrate its strong operating leverage, with CEO William Koppelmann emphasizing the company's disciplined approach to growth, indicating potential for continued momentum.