Bank of America Launches New Payments Insights Tool

Bank of America today announced the launch of Payments Insights, a new capability within the AI-powered CashPro Data Intelligence suite. This suite, which already includes Capital Markets Insights, Mobile Security Insights, CashPro Forecasting, and CashPro Search, is designed to help corporate and commercial clients turn their payments data into actionable insights. The new offering, which will be part of CashPro Data Intelligence, will provide clients with actionable intelligence about payment efficiency, cross-border flows, and working-capital performance on their U.S. accounts.

Payments Insights will help treasury teams explore trends and identify areas that may require attention by providing proprietary peer benchmarking and dynamic visualizations. This capability will be part of CashPro Data Intelligence, the bank's suite of AI-powered treasury insights and analytics tools. The suite already includes Capital Markets Insights, which was launched through the App in 2025 and will be available online next month. In 2027, Security Insights will expand and become available globally to CashPro program administrators, analyzing company, user, and account-level settings, providing security scores, and recommending actions to help strengthen protections against fraud and account compromise.

CashPro facilitated 213 million payments in the first half of 2026, marking a 10% increase from the same period in the previous year. Clearer visibility into payment patterns can help clients identify potential opportunities regarding payment methods, cross-border transactions, currency usage, and working-capital management. At that scale, even incremental improvements in how a company makes payments can deliver meaningful benefits, as Payments Insights can support stronger working-capital outcomes.

Payments Insights was developed with direct input from clients, including members of the bank's CashPro Boards, ensuring the experience addresses real-world treasury needs.

These honors are among 37 awards CashPro has received over the past three years, including the 2025 Datos Impact Award for Best Innovation in Artificial Intelligence. The suite of treasury insights and analytics tools, which includes Capital Markets Insights, Mobile Security Insights, CashPro Forecasting, and CashPro Search, has served more than 69 million clients with approximately 3,500 retail financial centers and approximately 15,000 ATMs, as well as digital banking with approximately 60 million verified digital users.

Bank of America, one of the world's leading financial institutions, serves individual consumers, small and middle-market businesses, and large corporations with a full range of banking, investing, asset management, and other financial and risk management products and services. The company provides unmatched convenience in the United States, with approximately 3,500 retail financial centers, approximately 15,000 ATMs, and award-winning digital banking with approximately 60 million verified digital users. Bank of America is a global leader in wealth management, corporate and investment banking, and trading across a broad range of asset classes, serving corporations, governments, institutions, and individuals around the world. As the #1 small business lender in the United States (FDIC), Bank of America offers industry-leading support to approximately 4 million small business households through a suite of innovative, easy-to-use online products and services. The company serves clients through operations across the United States, its territories, and more than 35 countries and/or jurisdictions. Bank of America Corporation stock (NYSE: BAC) is listed on the New York Stock Exchange.