XYPN Adds Income Lab for Financial Planning Solutions
News fromCourierPR · 3 min read
BOZEMAN, Mont., Sept. 29, 2026 /CourierPR/ -- The financial planning industry is seeing a significant expansion of its technological capabilities, as XYPN, the leading business support platform for fee-only financial planners, has partnered with Income Lab, a leading financial planning platform known for its innovative retirement income planning capabilities and comprehensive suite of tools. This partnership will make Income Lab available as a member benefit for XYPN members, providing them with access to one of the industry's most highly rated planning solutions and addressing one of the Network's most requested member benefits.
The addition of Income Lab reflects direct advisor demand. The platform has ranked among XYPN's five most-requested member benefits for three consecutive years and reached the top position in 2026. More than 300 XYPN members already use Income Lab, while advisor satisfaction with the platform continues to rank among the highest in the industry. Income Lab has also won the XYPN AdviceTech Competition twice for two separate offerings, earning a 9.0 advisor satisfaction rating in both the 2023 and 2025 Kitces AdvisorTech studies, and was named the top-rated retirement distribution planning software solution in the T3 Software Survey in 2024, 2025, and 2026.
One of the most important things that XYPN does is listen to its members and continually evolve its benefits based on what will help them deliver better advice and build stronger firms. Income Lab has been one of the most requested partnerships in the Network for years. Advisors appreciate its sophisticated planning capabilities, strong academic foundation, and its ability to help clients make better financial decisions. XYPN is excited to make this powerful technology available to its members.
Income Lab helps advisors address a wide range of planning challenges, including retirement income projections, tax-aware withdrawal strategies, Roth conversion planning, Social Security optimization, Medicare and IRMAA planning, and other complex financial decisions. Its planning methodology focuses on spending power and potential adjustments over time, helping advisors move beyond traditional probability-of-success discussions and toward a more practical framework for guiding client decisions. Income Lab has also expanded beyond its retirement planning roots, with new planning capabilities, productivity enhancements, and artificial intelligence-driven functionality broadening its role across the financial planning process.
The partnership provides XYPN members with access to Income Lab through the XYPN Partner Program, making one of the profession's most sought-after planning solutions available to a broader community of independent advisors. The relationship reflects XYPN's ongoing commitment to expanding member benefits in response to advisor demand while delivering technology that supports better planning outcomes and enhanced client service. The partnership officially launches on September 29, 2026, with Income Lab available through the XYPN Partner Program.
XYPN is the leading business support platform for fee-only financial planners who serve next-generation clients through innovative and accessible business models. XYPN provides compliance support, technology solutions, community, education, and business resources designed to help advisors start, run, and grow independent firms. Income Lab is a financial planning platform that helps advisors model complex client decisions and deliver more personalized advice. The platform supports retirement income planning, tax-aware withdrawal strategies, Social Security optimization, Roth conversion analysis, Medicare planning, and a growing suite of comprehensive planning capabilities. Grounded in academic research and built specifically for financial advisors, Income Lab helps firms improve planning outcomes while delivering more meaningful client conversations. Income Lab has earned widespread recognition across the profession, including winning the XYPN AdviceTech Competition twice for two separate offerings, earning a 9.0 advisor satisfaction rating in both the 2023 and 2025 Kitces AdvisorTech studies, and being named the top-rated retirement distribution planning software solution in the T3 Software Survey in 2024, 2025, and 2026.
The partnership further strengthens XYPN's financial planning technology ecosystem and underscores the organization's commitment to delivering member benefits that improve advisor productivity, planning outcomes, and client experiences.
XYPN is a leading business support platform for fee-only financial planners who serve next-generation clients through innovative and accessible business models. XYPN provides compliance support, technology solutions, community, education, and business resources designed to help advisors start, run, and grow independent firms. Income Lab is a financial planning platform that helps advisors model complex client decisions and deliver more personalized advice. The platform supports retirement income planning, tax-aware withdrawal strategies, Social Security optimization, Roth conversion analysis, Medicare planning, and a growing suite of comprehensive planning capabilities. Grounded in academic research and built specifically for financial advisors, Income Lab helps firms improve planning outcomes while delivering more meaningful client conversations. Income Lab has earned widespread recognition across the profession, including winning the XYPN AdviceTech Competition twice for two separate offerings, earning a 9.