VinFast Launches Certified Pre-Owned Program with Competitive Financing

IRVINE, Calif., Sept. 14, 2026 /CourierPR/ -- VinFast, a subsidiary of Vietnam's largest conglomerate, Vingroup JSC, has launched its Certified Pre-Owned (CPO) Program in the United States. The program aims to make high-quality electric vehicles (EVs) more accessible to American consumers by offering transparent vehicle histories and comprehensive aftersales support. With a warranty lasting up to 10 years, the CPO program is designed to address the growing demand for pre-owned EVs.

The centerpiece of the CPO Program is a financing offer that starts at an exceptionally low 2.99% APR for up to 72 months. This rate is significantly lower than the average auto loan interest rates in the U.S., which reached 6.39% for new cars and 11.43% for used cars in the first quarter of 2026, according to Experian's State of the Automotive Finance Market report. For used vehicles specifically, rates ranged from 6.30% for superprime borrowers to 21.77% for those with weaker credit, with a blended average of 11.43%.

VinFast's 2.99% starting rate positions the company's CPO program as one of the most competitive financing options available to U.S. car buyers. The lower interest rate translates into substantial savings for qualified buyers. Over a 72-month term, the difference can amount to thousands of dollars in interest savings compared to a loan priced at the market average. This makes monthly budgets easier to plan and manage, especially as credit stress is on the rise, with 90-day auto loan delinquencies up 12.2% year-over-year in the first quarter of 2026.

VinFast's push to make EV ownership more approachable also includes the introduction of the VF 8 (D-segment SUV) and VF 9 (E-segment SUV). These vehicles are designed to be well-equipped at accessible prices, backed by strong ownership and after-sales support. Additionally, leasing options are available, providing a lower-commitment path into an EV and helping to ease traditional barriers to adoption such as higher upfront costs, unfamiliar technology, and uncertainty about resale value.

To support its growing customer base, VinFast is expanding its U.S. dealer network, bringing sales and service closer to customers across more markets. This expansion is crucial for long-term customer confidence, as convenient access to maintenance, parts, and support is often what determines whether a first-time EV buyer becomes a repeat, loyal customer.

The CPO program also offers significant savings in running costs. VinFast's Energy Cost Savings Calculator allows shoppers to compare estimated energy costs against those of a comparable gasoline-powered vehicle. For a driver putting about 2,000 miles a month on a VF 8 Eco over five years, the calculator estimates energy costs of roughly $7,811, compared to an estimated $18,528 for a similar gas-powered SUV. This translates to a savings of approximately 58% on energy costs alone.

In summary, the launch of VinFast's Certified Pre-Owned Program with its competitive financing offer, coupled with lower running costs and an expanding support network, makes EV ownership more accessible and financially attractive for American consumers.