Todd Pooler Outlines 2027 Housing Market Trends in Surprise
News related to:The Pooler Group · 2 min read
Todd Pooler, a full-time REALTOR® with The Pooler Group at Realty ONE Group, has shared his insights on the Surprise housing market for 2027, focusing on affordability, competition, and the factors shaping the local real estate landscape.
Pooler's analysis is based on Redfin's housing-market snapshot for Surprise, AZ, covering all home types, for the three months ending August 2026. According to the data, the median sale price was approximately $425,000, marking a 1.1% increase from the same period a year earlier. The median sale price per square foot was $222, down 2.2% from the previous year. Homes spent 79 days on the market, up from 72 days in the same period a year ago.
Pooler emphasizes that affordability and competition are key factors in the housing market.
The real estate agent notes that buyers should consider the complete financing terms, including the payment after temporary buydowns expire, required lender conditions, lot premiums, upgrades, and ongoing ownership costs. For both resale homes and new builds, the initial monthly payment can significantly influence the comparison. Pooler recommends comparing written loan estimates to make informed decisions.
In established neighborhoods like Marley Park and Surprise Farms, buyers should evaluate homes against relevant alternatives. Newer developments and age-qualified communities may have different property mixes, fees, amenities, and buyer priorities. Recent comparable sales and current competing listings should guide the pricing conversation.
For buyers in 55+ communities, factors such as applicable recreation charges, transfer fees, HOA dues, and maintenance should be considered. Pooler advises that a citywide price headline does not capture the complete ownership picture.
The 2027 outlook is influenced by several factors. A sustained improvement in mortgage affordability, combined with resilient employment and slower growth in available homes, could support higher prices. Conversely, higher borrowing costs, weaker employment, or faster accumulation of listings than buyer absorption could increase price pressure. Pooler plans to monitor new listings against pending sales, marketing time, price reductions, and concessions within individual price ranges.
For buyers and sellers, Pooler suggests starting with a comfortable total housing budget that includes principal, interest, taxes, insurance, applicable community fees, and maintenance. He advises judging a purchase based on the payment available today, treating a future refinance as a possibility rather than a requirement for affordability.
Sellers should review competing homes, address condition issues, and compare an offer's expected net proceeds after concessions and selling costs. For households buying and selling, the cost and timing of both transactions should be considered together.
In conclusion, Todd Pooler's analysis underscores the importance of considering multiple factors in the Surprise housing market, emphasizing the role of affordability and competition in shaping negotiations and decisions.