The Mortgage Shop Surpasses $500M in DSCR Financing
News related to:The Mortgage Shop, LLC · 2 min read
SEVIERVILLE, TN, UNITED STATES, October 15, 2026 /CourierPR/ -- The Mortgage Shop has surpassed $500 million in DSCR financing for real estate investors across the United States, according to a recent press release. The investor-focused broker reported that in the past 12 months, it has originated approximately $130 million in DSCR loans. This significant milestone reflects the growing demand from investors who are qualifying for loans based on a property's rental income, rather than their personal financial history.
The Mortgage Shop, a mortgage broker specializing in financing for real estate investors, has closed DSCR loans in an average of 30 days. The company offers financing up to 80% loan-to-value (LTV) ratios, with loan amounts starting at $150,000. Investors can file title deeds in the name of an LLC, and the majority of the company's DSCR loans are used to finance short-term rental properties.
The DSCR loan program allows real estate investors to qualify for a loan based on a property's rental income, rather than personal income, tax returns, or employment history. The Mortgage Shop arranges DSCR financing for purchase, refinancing, and cash-out transactions for both short-term and long-term rental properties. Investors can also close the deal in the name of an LLC, and in most DSCR scenarios, there is no limit to the number of properties financed.
The Mortgage Shop has been licensed to arrange DSCR financing in 45 states, and the company is committed to understanding the needs of real estate investors, including those who manage multiple rental properties. The company's DSCR loans are designed to help investors build and expand their portfolios by focusing on the income-generating potential of the property itself, rather than relying on traditional income documentation.
The Mortgage Shop's DSCR loan program is particularly beneficial for investors who own profitable rental properties but may struggle to qualify for a loan due to their tax returns or employment history. The company's DSCR loans are available for purchase, refinancing, and cash-out transactions, and they are structured to meet the specific needs of real estate investors.
shop/dscr-loan/) or by calling (800) 816-7982. Investors interested in learning more about the DSCR loan program can visit the company's website for additional information. The Mortgage Shop, LLC, is an Equal Housing Broker.