Midland States Bancorp Files Shelf Registration with SEC

EFFINGHAM, Ill., Oct. 06, 2026 /CourierPR/ -- Midland States Bancorp, a community-based financial holding company headquartered in Effingham, Illinois, has announced its intention to access the capital markets in a more efficient manner. The company has filed a universal shelf registration statement on Form S-3 with the Securities and Exchange Commission (SEC), which, once declared effective, will provide Midland with the flexibility to issue up to $250 million of its securities.

Under the shelf registration statement, Midland may issue up to $250 million of its securities, which currently have no specific plans to issue any securities under the registration statement. The specifics of any future offering, including the prices and terms of any such securities offered by Midland, will be determined at the time of any such offering and will be described in detail in a prospectus supplement filed in connection with such offering.

Midland States Bancorp, Inc. is a community-based financial holding company that provides a full range of commercial and consumer banking products and services, merchant credit card services, trust and investment management, insurance, and financial planning services. As of June 30, 2026, the Company had total assets of approximately $6.70 billion, and its Wealth Management Group had assets under administration of approximately $4.78 billion.

The shelf registration statement relating to these securities has been filed with the SEC, but has not yet become effective. These securities may not be sold nor may offers to buy be accepted prior to the time the registration statement becomes effective. This press release shall not constitute an offer to sell or a solicitation of an offer to buy, nor shall there be any sale of these securities in any jurisdiction in which an offer, solicitation or sale would be unlawful prior to registration and qualification under the securities law of such jurisdiction. Any offering of the securities covered by the shelf registration statement will be made solely by means of a prospectus and, if required, an accompanying prospectus supplement relating to that offering. A copy of the prospectus included in the registration statement may be obtained on the SEC’s website at www.sec.gov or the Company’s investor relations website.

Midland States Bancorp, Inc. is a community-based financial holding company headquartered in Effingham, Illinois. As of June 30, 2026, the Company had total assets of approximately $6.70 billion, and its Wealth Management Group had assets under administration of approximately $4.78 billion. The Company provides a full range of commercial and consumer banking products and services, merchant credit card services, trust and investment management, insurance and financial planning services.