Maximize Your Retirement Book Set to Launch on October 6

Jae W. Oh, a managing principal at GH2 Benefits, LLC, has authored a new book titled "Maximize Your Retirement," which will be released on October 6, 2026, by Allworth Press. The book aims to provide a comprehensive guide for individuals approaching or already in retirement, covering a wide range of financial and healthcare topics.

The central premise of the book is that decisions commonly treated as separate subjects can have significant consequences across a household's finances. For example, a Roth conversion can affect Medicare premiums, income from retirement accounts can impact Affordable Care Act subsidies for those retiring before age 65, and required minimum distributions can alter future taxes.

The book encourages readers to begin with their own circumstances, including what they have, what their money needs to accomplish, and which risks could disrupt their plans. Two households with the same savings balance may need different approaches due to differences in pensions, Social Security benefits, health, family responsibilities, and spending. Oh's work also introduces six cash-flow pillars and a Tiered Conversion Framework, which help in considering how accumulated assets can support retirement income.

"Maximize Your Retirement" delves into familiar retirement concepts, such as the 4 percent rule, alongside five major risks: longevity, investment-return sequence, health, policy changes, and behavior. The book also addresses practical questions that emerge as paychecks end, such as how much income a household needs, which accounts to draw from, how healthcare expenses fit into spending, and what financial resources must remain available for a surviving spouse. It also considers when individuals can manage their own planning and when coordinating several financial decisions may warrant professional guidance.

His new book expands that work to examine healthcare alongside the other financial choices that shape retirement. The 264-page paperback, available in print and digital editions, has a listed price of $19.99 and ISBN 978-1-62153-834-9. It is scheduled for publication on October 6, 2026.