FirstCash Reports Strong Third Quarter Results and Increases Dividend

FORT WORTH, Texas, Oct. 22, 2026 /CourierPR/ -- FirstCash Holdings, Inc., the leading international operator of more than 3,300 retail pawn stores, reported record third quarter operating results for the periods ended September 30, 2026. The company's revenues and earnings from its pawn segments grew by 28%, marking a significant expansion in its business.

The company also added 14 pawn stores during the quarter, bringing the year-to-date additions to a total of 42 locations across four countries. This expansion underscores FirstCash's commitment to growing its global footprint.

Financial highlights for the quarter include a 25% increase in diluted earnings per share over the prior-year quarter on a GAAP basis, while adjusted diluted earnings per share increased by 19% compared to the prior-year quarter. Year-to-date, diluted earnings per share increased by 36% over the prior-year period on a GAAP basis, and adjusted diluted earnings per share increased by 29% compared to the prior-year period.

Net income for the third quarter totaled $101 million, a 22% increase over the prior-year quarter on a GAAP basis, while adjusted net income increased by 15% compared to the prior-year quarter. Year-to-date net income totaled $302 million, a 34% increase over the prior-year period on a GAAP basis, while adjusted net income increased by 26% compared to the prior-year period.

FirstCash also declared a quarterly cash dividend of $0.46 per share, marking a 10% increase over the previous quarterly dividend. The company repurchased $123 million of common stock during the third quarter, bringing the total year-to-date share repurchases to $250 million.

In terms of revenue, consolidated revenue for the quarter was $1.1 billion, an 18% increase over the prior-year quarter, while net revenue (gross profit) increased by 15% compared to the prior-year quarter. Year-to-date, both revenue and net revenue increased by 24% over the prior-year period.

The company's pawn segments saw significant growth, with revenues and segment income both increasing by 28% in the third quarter over last year. Year-to-date revenues from the Company’s pawn segments increased by 37% while pawn segment income increased by 47% over the same prior-year period.

For the trailing twelve months ended September 30, 2026, the company reported revenues of $4.3 billion, net income of $406 million on a GAAP basis, and adjusted net income of $462 million. Adjusted EBITDA (a non-GAAP measure) for the third quarter was $213 million, an 18% increase over the prior-year quarter. On a year-to-date basis, adjusted EBITDA increased by 28% compared to the prior-year period.

FirstCash's real estate portfolio of owned pawn locations now totals 480 properties, of which 14 were acquired in the third quarter, bringing the number of real estate locations acquired year-to-date to 37. The company believes these are strategic investments that protect valuable store locations and reduce future operating expenses. Most of the owned properties are in the U.S. and now represent 39% of the total U.S. store base.

The company's American First Finance (AFF) segment had approximately 17,000 active retail and e-commerce point-of-sale merchant partner locations at September 30, 2026, representing an 8% increase compared to a year ago.

Overall, FirstCash's strong financial performance and strategic expansions indicate a robust business outlook for the company.