Federal Credit Lab Launches to Democratize Government Lending Data

News related to:Lafayette Square Institute and the Center for USA Lending · 2 min read

WASHINGTON, Nov. 9, 2026 /CourierPR/ -- The Federal Credit Lab, a newly launched platform by Lafayette Square Institute and the Center for USA Lending, provides publicly available data visualizations and analysis on the allocation of federal credit across the U.S. economy. The platform offers a comprehensive look at the U.S. government's lending portfolio, which contains over $5 trillion in cumulative outstanding loans and loan guarantees. In Fiscal Year 2026 alone, Congress authorized nearly $1 trillion in new loan and loan guarantees spanning over 100 programs and 20 federal agencies.

The Federal Credit Lab aims to enhance the understanding of this portfolio by making it more accessible to policymakers, program administrators, researchers, and the public. The platform's launch comes as the U.S. government is one of the largest lenders in the world, with a portfolio that includes over $5 trillion in cumulative outstanding loans and loan guarantees. In Fiscal Year 2026, Congress authorized nearly $1 trillion in new loan and loan guarantees, spanning over 100 programs and 20 federal agencies.

Federal Credit Lab is a joint initiative of two nonprofit organizations, the Lafayette Square Institute and the Center for USA Lending. The organizations aim to make this portfolio data more readily accessible to inform better program assessment, delivery, budgeting, and design. By applying analytics to the complex workflows across the federal credit portfolio, Lafayette Square Institute and the Center for USA Lending are creating conditions for government and capital markets to better serve workers and communities in every zip code.

The Federal Credit Lab platform will feature a joint event in Washington, D.C. that includes a platform demo and expert speakers. Additional programming on select thematic areas in the federal credit portfolio is slated throughout 2027. Lafayette Square Institute and the Center for USA Lending invite public feedback on applied research questions for future analysis.

The Federal Credit Lab platform is a significant step in making the government's lending enterprise more visible, accessible, and accountable. By centralizing and unifying a previously disparate set of data sources, the platform aims to make federal credit accessible to a much wider audience of stakeholders. The Federal Credit Lab is expected to provide actionable insights for policymakers, program administrators, researchers, and the public, as well as enhance our collective understanding of the government's lending toolkit to inform the next generation of industrial policy and the allocation of capital to the people and places that need it.

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