Disbo Introduces Outsourced Check Disbursement for Law Firms

LOS ANGELES, Sept. 24, 2026 /CourierPR/ -- Disbo, a trust accounting and settlement disbursement platform for personal injury law firms, today announced outsourced check disbursement, extending its IOLTA disbursement software beyond ACH payments to include paper checks in the same workflow. This new service, which lets a firm initiate checks from its trust account alongside ACH payments in a single disbursement run, marks a significant step in simplifying and streamlining the payment process for personal injury law firms.

Outsourced check disbursement offers a solution to the common challenge of handling paper checks, which remain a preferred method for some clients, medical providers, and referring counsel. The service also addresses the issue of tracking these checks, which can remain open for weeks or months without follow-up, potentially leading to state escheatment obligations if a firm has no consolidated way to catch them before they go stale. Disbo's outstanding-check aging report provides law firms with a single view of uncashed checks across the trust account, with automated reminders to follow up before they become a liability.

Disbo's check disbursement capabilities include check initiation alongside ACH payments in the same disbursement run, check printing and mailing directly from the firm's IOLTA trust account, tracked payments, outstanding-check aging reports, automated reminders for uncashed checks, two-person approval, and case-ledger recording for three-way reconciliation. The firm charges pass-through pricing under $5 per check.

According to the 2025 AFP Payments Fraud and Control Survey, checks were the payment method most often subjected to fraud in 2024. FinCEN has also warned financial institutions about mail theft-related check fraud, as well as altered checks, a risk that a check sits outstanding for too long.

For California law firms in particular, consolidated visibility into outstanding trust-account checks supports the recordkeeping, accounting, and prompt-distribution obligations required under trust accounting rules. The service also addresses a liability problem as much as an operational one, as aging trust-account checks can trigger state escheatment (unclaimed property) obligations if a firm has no consolidated way to catch them before they go stale.

Disbo's check disbursement capabilities include: - Check initiation alongside ACH payments, in the same disbursement run - Check printing and mailing directly from the firm's IOLTA trust account - Tracked payments - Outstanding-check aging reports - Automated reminders for uncashed checks, to help firms avoid escheatment exposure - Two-person approval - Case-ledger recording and three-way reconciliation - Pass-through pricing under $5 per check

The 2025 AFP Payments Fraud and Control Survey revealed that checks were the payment method most often subjected to fraud in 2024. FinCEN has also warned financial institutions about mail theft-related check fraud, as well as altered checks, a risk that a check sits outstanding for too long. For California law firms in particular, consolidated visibility into outstanding trust-account checks supports the recordkeeping, accounting, and prompt-distribution obligations required under trust accounting rules. The service also addresses a liability problem as much as an operational one, as aging trust-account checks can trigger state escheatment (unclaimed property) obligations if a firm has no consolidated way to catch them before they go stale.