Bold Lending Company Expands Home Loan Offerings in Greater Sacramento Region
News related to:Bold Lending Company · 2 min read
Bold Lending Company, led by loan originator Silke Kirkwood (NMLS 1541202), has expanded its home loan offerings to include FHA, VA, ITIN, and self-employed home loans across the Greater Sacramento region and beyond. The company now serves Sacramento, Placer, El Dorado, Yolo, and Yuba Counties, as well as parts of Nevada and Solano Counties.
Silke Kirkwood, who has a background in both real estate and lending, specializes in providing home financing for first-time buyers, move-up buyers, self-employed borrowers, veterans, and families relocating within the state. She offers FHA, VA, and conventional financing for owner-occupied purchases and refinances in California. For borrowers whose income does not fit a standard W-2 profile, the company provides bank statement loans for self-employed buyers and 1099 earners, ITIN loans for borrowers without a Social Security number, and loans for non-resident borrowers.
The company emphasizes preparation before the home search begins, encouraging buyers to gather income and asset documents early, review their credit, and get a documented pre-approval so they can make offers with confidence. For families relocating from the San Francisco Bay Area, Bold Lending Company helps plan the timing between selling a current home and financing the next one.
In addition to owner-occupied lending in California, Bold Lending Company offers business-purpose financing for real estate investors in 48 states, including DSCR loans that qualify based on a property's rental income, fix-and-flip loans, and hard money loans. The company serves Sacramento County, including Elk Grove, Folsom, Citrus Heights, Rancho Cordova, Carmichael, North Highlands, and Natomas; Placer County, including Roseville, Rocklin, Lincoln, and Auburn; El Dorado County, including El Dorado Hills, Cameron Park, and Placerville; Yolo County, including Davis, Woodland, and West Sacramento; and the Yuba-Sutter area, including Yuba City, Marysville, Wheatland, Plumas Lake, and Olivehurst. Service also extends into Nevada County, Solano County, and the Bay Area.
To learn more or start a pre-approval, potential borrowers can call (916) 710-3746 or visit boldlendingcompany.com. The company is a Northern California mortgage company offering owner-occupied residential financing in California and business-purpose investor financing in 48 states. It is licensed by the California Department of Real Estate (DRE) with license number 01880718 and is registered with the National Mortgage Licensing System (NMLS) with NMLS number 2343805.
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In summary, Bold Lending Company has expanded its services to include a wide range of home loans and business financing options, catering to the diverse needs of potential borrowers in the Greater Sacramento region and beyond.